A new national lottery game will begin drawings on Sunday, February 22, giving players across much of the United States a chance to win annual payments that could last a lifetime. The game, called Millionaire for Life, will hold its first drawing at 10:15 p.m. Central Time and continue with nightly drawings at the same time.

The Multi-State Lottery Association (MUSL), the nonprofit organization that operates Powerball for its 48 member jurisdictions, developed the new draw game. Millionaire for Life becomes the association’s sixth offering, joining Powerball, Lotto America, 2by2, Double Play, and Jackpot USA. Of those, all but Jackpot USA are traditional draw games; Jackpot USA is produced as an instant-play game through lottery terminals.

Tom Seaver, senior director of the Colorado Lottery and chair of the Millionaire for Life Product Group, described the appeal of the top award. “Winning a million dollars a year for life is the jackpot of a lifetime,” he said. “Millionaire for Life adds a strong new option to lottery game portfolios while giving players more choice in how and when they play for these life-changing prizes.”

Prize Structure and Odds

Millionaire for Life tickets cost $5 per play. Each drawing offers a top prize of $1 million per year for life. The game also features a second-tier prize of $100,000 per year for life.

Lottery officials will award both top prizes as annuities with a guaranteed minimum payout period of 20 years. Winners may instead select a one-time lump sum cash option for either of the two highest prize levels.

The odds of claiming the $1 million annual prize stand at 1 in 22.9 million. Players face odds of 1 in about 5.73 million for the $100,000 annual prize. Overall odds of winning any prize are 1 in 8.46.

Millionaire for Life includes nine different ways to win. Players can collect the smallest prize, $8 (net $3), by matching either two white balls or one white ball plus the Millionaire Ball. The odds of winning $8 are approximately 1 in 15.65.

The format resembles other multi-state draw games. Participants choose five white numbers from 1 to 58 and one green Millionaire Ball from a separate pool numbered 1 to 5. During the drawing, officials select five white balls followed by the Millionaire Ball.

Unlike Powerball and Mega Millions, which conduct drawings just before 11 p.m. Eastern Time, Millionaire for Life will draw each night at 10:15 p.m. in the Central Time Zone. Central Time runs one hour behind Eastern Time.

States Participating in the Launch

At launch, tickets will be available in 31 lottery jurisdictions. These include Arkansas, Colorado, Connecticut, the District of Columbia, Georgia, Idaho, Iowa, Indiana, Kansas, Kentucky, Massachusetts, Maine, Michigan, Mississippi, Montana, New York, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Virginia, Vermont, West Virginia, and Wyoming.

In Arkansas, the Arkansas Scholarship Lottery announced that residents will gain access to the new game starting Feb. 22. Sharon Strong, executive director of the Arkansas Scholarship Lottery, said the state welcomes the addition. “Whether it’s a draw game or a scratch-off ticket, we always look forward to offering Arkansans new ways to win big,” Strong said. “As a contributing member of the Multi-State Lottery Association (MUSL), we are excited to present a new game, Millionaire for Life.”

The new game will replace two long-running draw games, Cash4Life and Lucky for Life. Cash4Life awarded winners $1,000 per day for life, while Lucky for Life paid $25,000 per year for life.

Funding and Broader Lottery Context

As with other games operated through the Multi-State Lottery Association, a portion of every Millionaire for Life ticket sold will remain with the lottery in the jurisdiction where the purchase occurred. Those funds help support public programs and services designated by each state.

The launch arrives as lottery sales remain significant nationwide. Total state lottery sales in 2025 were estimated at $109.4 billion, reflecting a 3.6% year-over-year decrease.

With nightly drawings and lifetime annuity prizes, Millionaire for Life enters a market long dominated by Powerball and Mega Millions. Beginning Feb. 22, players in participating jurisdictions will have another option on the ticket counter, with drawings scheduled every evening at 10:15 p.m. Central Time.